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Insurance Related New Year’s Resolutions

We are nearly at the end of 2011. Now that the chaos that comes with the holidays is over, people start thinking about the year to come. Have you made any insurance related New Year’s Resolutions? It might be a good idea to reassess your insurance coverage. Right now, you are likely to have at least one or two insurance policies that do not require you to make any changes. For me, this would be my auto insurance policy. I did not purchase a new vehicle in 2011, and my husband and I didn’t need to buy a second vehicle. … Continue reading →

Fungus Eats A House – SafeCo Insurance Won’t Cover It

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This might be the absolute strangest homeowners insurance claim that I have ever heard of! A rare form of fungus devoured a house that was located in California. The couple who owned it filed a claim to their insurance company. At first, SafeCo said they would cover it, but, after the repairs were made, SafeCo pretty much changed its mind about that. There is a strange fungus that actually can eat wood. It is called Poria incrassata, and it is triggered by water. This fungus is voracious and is quite capable of devouring an entire house a short amount of … Continue reading →

Another Good Reason To Get Homeowners Insurance

A woman in Bridgeport, Connecticut, has become a victim of an unfortunate, and very mean spirited, crime. She recently bought a house. Being a responsible homeowner, she got a homeowners insurance policy. Two weeks after she bought her house, thieves came and stole the copper pipes that were attached to the house, making the house unlivable. Homeowners insurance is supposed to cover the costs of replacing parts of a home that are damaged. Apparently, it has become more common for thieves to sneak up to someone else’s house, and proceed to steal the copper pipes. It is an easy way … Continue reading →

Top 3 Reasons to Install a Home Security System

When I watch the evening news it makes installing a home security system seem like a logical decision. The Top 3 reasons to install a home security system: Protection: Everyone has a different level of need for protection. It’s a simply formula of whom, what and where. The basic math is the more “who‘s” your are responsible to keep safe and the more “what’s” you have collected along the way, the more protection you and your family need. There may be times in our lives when we have few possessions and only need to take care of our own personal … Continue reading →

Fall Household Insurance Inventory Check List:

With the holidays looming it’s the best time to double check your photography and video equipment to make sure it’s in good working order. A great way to do that is starting a digital household inventory. By starting this project now, you will also be ready to take inventory of your special holiday items. With all the modern tools we have there is no reason any of us should put this project off. Most people reading this Blog are already talented enough on the computer to find the information you need, chat and share pictures. In order to completely understand … Continue reading →